Alfred Payne, Author at Coyyn

A person's hand, adorned with blue nail polish and a red sleeve, is hovering over a contactless payment terminal on a table, indicating a transaction using digital money. In the background, there's a gray sofa. | COYYN

The Rise of Digital PaymentsMobile WalletsContactless PaymentsPeer-to-Peer Transfer AppsCentral Bank Digital Currencies (CBDCs)Definition and PurposeCountries Experimenting with CBDCsPotential BenefitsChallenges and...

Abstract digital art with vibrant, flowing threads and particles in shades of blue, purple, and green. The image has an ethereal and dynamic appearance, resembling fluid motion or swirling energy. Digital Capital is highlighted by a bright light source in the bottom-right corner. | COYYN

Digital Capital as a Force for Good: Empowering Nonprofits and Capital Campaigns through Technology

by Alfred Payne

August 28, 2024

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Understanding Digital Capital and its Impact on Nonprofits In the ever-evolving digital landscape, the concept of "digital capital" has emerged...

Illustration of four people sitting around a shield with a lock symbol in the center, representing security. Surrounding them are icons of various items like a car, laptop, drill, house, scooter, and clothes—showcasing different aspects of life in the sharing economy. | COYYN

Sharing Economy 101: Benefits, Opportunities & Rise of Collaborative Consumption

by Alfred Payne

July 23, 2024

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In today's rapidly evolving digital landscape, the concept of the "Sharing Economy" has emerged as a disruptive force, reshaping the...

A glowing cloud icon emerges from a tablet on a desk against a cityscape backdrop at dusk. Various digital icons and graphs surround the cloud, symbolizing cloud computing and the data economy. A notebook and pen lie beside the tablet, hinting at ideas waiting to be explored. | COYYN

Data Economy 101: Understanding the Basics

by Alfred Payne

July 17, 2024

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What is Data Economy?Definition and Key ConceptsImportance of Data Economy in the Modern WorldUnderstanding the Economics of DataScarcity and Data...

A glowing gold Bitcoin symbol is centered prominently against a background of interconnected lines and blockchain network imagery. Surrounding it are partial bar charts and financial graphs, emphasizing a digital trading and crypto theme. | COYYN

Crypto 101: Everything You Need to Know to Get Started

by Alfred Payne

July 13, 2024

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What is Cryptocurrency?Definition of CryptocurrencyHow Cryptocurrencies Differ from Traditional MoneyExamples of Popular CryptocurrenciesHow to Get Started with CryptocurrencySetting up a...

A grayscale image features five cryptocurrency coins, including stablecoins, with symbols representing various currencies. The coins are in a row with a dark gradient background and blue graphical elements on the sides, including circles and dotted patterns. | COYYN

Stablecoins 101: Your Essential Guide to Crypto Stability

by Alfred Payne

July 13, 2024

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What Are Stablecoins?Definition and PurposeHistory and EvolutionTypes of StablecoinsFiat-Backed StablecoinsCryptocurrency-Backed StablecoinsCommodity-Backed StablecoinsAdvantages and Uses of StablecoinsStability and Lower VolatilityUse in...

A $100 bill featuring Benjamin Franklin is overlaid on a blue background with white circuit board patterns, symbolizing the intersection of finance and digital money. | COYYN

Digital Money 101: A Simple Guide for Beginners

by Alfred Payne

July 31, 2024

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In an era where technology shapes every aspect of our lives, the evolution of digital money has transformed how we conduct transactions...

A laptop on a wooden desk displays various cryptocurrency and financial graphs, with holographic icons of Bitcoin, Ethereum, and other digital currencies surrounding it. Nearby are a calculator, a tablet showing more data on digital capital, a pen, and a small plant. | COYYN

Digital Capital 101: Key Concepts Every Investor Should Know

by Alfred Payne

July 13, 2024

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Understanding Digital CapitalDefinition and ImportanceTypes of Digital CapitalRelevance in Modern InvestingKey Concepts Every Investor Should KnowDigital AssetsBlockchain TechnologyCryptocurrenciesDecentralized Finance (DeFi)Initial...

A person in business attire holds a tablet displaying a stylized bank icon and the word "BANKING" in prominent letters. Surrounding the bank icon are various graphical data elements and charts, all glowing with blue accents, symbolizing the future of digital banking. | COYYN

Digital Banking 101: Your Ultimate Guide to Online Finance

by Alfred Payne

September 25, 2024

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Step-by-Step Guide to Setting Up Digital BankingCreating an Online AccountDownloading Mobile AppsLinking Accounts and CardsImportant Features to UtilizeOnline Bill PayFunds...

A gauge depicting a credit scoring meter, with sections labeled from "Very Bad" in red, progressing through "Poor," "Fair," "Good," and "Very Good," and ending at "Excellent" in dark green. The needle is pointing to the "Excellent" section. | COYYN

Credit Scoring in the Digital Era: Innovations and Challenges

by Alfred Payne

July 12, 2024

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The Rise of Digital Footprints in Credit ScoringDefinition and ImportanceExamples of Digital Footprint DataInnovations in Credit Scoring TechnologiesBig Data AnalyticsMachine...